Professional liability
Claims arising from planning errors, missed bookings and coordination.
Business Insurance
Wedding planner insurance for the day itself.
A wedding cannot be rescheduled quietly. That makes the stakes on a planning error higher than in almost any other event work.
Wedding planning carries the same professional exposure as general event planning with two differences: the event is unrepeatable, and the emotional weight makes clients considerably more likely to pursue a claim when something goes wrong.
Unrepeatable events and vendor coordination
A corporate function can be rescheduled. A wedding effectively cannot, so a failure on the day produces a claim that cannot be remedied by doing it again. Professional liability is the cover that answers it.
Most weddings involve eight or ten vendors under your coordination. Requiring each to carry their own liability and provide a certificate naming you is the single most effective way to keep other people's failures off your policy.
What it covers
The parts of a wedding planner insurance policy
General liability
Injury and venue damage, which venues require before the date.
Venue certificates
Additional insured wording, issued per venue and per date.
Multiple locations
Ceremony, reception and preparation venues on the same day.
Working with us
What we do differently
We are an independent agency, so we place your wedding planner insurance across several carriers rather than fitting you to one company's product. That means a genuine comparison, and someone to call who is not a call centre.
- Collect certificates from every vendor you book on a client's behalf
- Allow for multiple venues on one day when arranging certificates
- Keep written confirmations of every booking — they are your evidence
Common questions
Wedding Planner Insurance, answered
Do wedding venues require insurance from planners?
Almost always — general liability naming the venue as additional insured, commonly at $1 million. Requirements vary by venue, and multiple venues on one day means multiple certificates.
What if a vendor I booked lets the couple down?
The couple will usually come to you as the coordinator. Professional liability responds, and requiring vendors to carry their own cover reduces how often it has to.
Is this different from event planner insurance?
The cover is broadly the same. What differs is the stakes — a wedding cannot be rerun, so claims are less easily resolved and clients pursue them more readily.
Related cover
Often arranged alongside this
Event Planner Insurance
Planners are judged on things they arranged but did not perform. That is a professional liability exposure, not a premises one.
Read moreSpecial Events Insurance
Most venues will not hand over the keys without a certificate. Event liability is usually bought because somebody asked for it.
Read moreEvent Cancellation Insurance
Liability cover protects you if something happens at your event. Cancellation cover protects you if the event never happens.
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